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The inbox-zero spending tracker
Personal finance visibility without clunky budgeting
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Review with a swipe
All of your transactions in one place
Tender treats your expenses like a to-do list, giving you a regular cadence to review your spending.
Expenses made easy
An interface for power users
Keyboard shortcuts, drag and drop, and bulk edit make it a snap to organize your expenses.
Data visualization for insights
Charts you'll actually want to use
Sankey and graphs that are easy to get right. Tender's inbox works in concert to keep your categories labeled correctly.
So many features
(try them out in our live demo!)
Sync With Your Bank
Tender integrates with Plaid to support 12,000+ connections out of the box.
Custom Categories
Create unlimited categories and subcategories to organize your transactions.
Rules
Automatically categorize transactions based on name, amount and account.
Change Notifications
Get notified when a transaction amount changes.
Snooze
Snooze a transaction to review it later.
Split and Group Transactions
Split a single transaction into multiple categories or group multiple transactions together.
Note
Add notes to your transactions to remember important details.
Bulk Editing
Save time by editing multiple transactions at once.
Splitwise Integration
Send expenses from the inbox directly to be split in Splitwise.
Data Export
Export your data to CSV for further analysis in the tools of your choice
Undo and Redo
Easily undo and redo changes to your transactions.
Dark Mode
Dark mode is easy on the eyes and saves battery life.
Works Offline
Data is stored locally on your device and syncs to the cloud once you're online.
Syncing Across Devices
Tender syncs your data across all your devices.
Web and Mobile Ready
Manage your spending on desktop web or mobile app.
Passkeys
Use passkeys to securely access your account without a password.
Your data is protected
We use industry-leading encryption and security practices to keep your data safe. Your data is encrypted at rest with bank-level AES-XTS encryption. We will never look at, analyze, share, or sell your data. Learn more
Don't just take our word for it
Some quotes from our customers...
“I love working with an inbox! It's very intuitive to think about transactions in a similar way to email. Also, being able to see notices when amounts change is really cool.”
“Tender makes it really easy to track my expenses and get a better understanding of where my money goes. Very happy to be able to review things and not lose track.”
“I really like having an inbox for my spending review. I can look at things weekly and know that I've hit everything. It's a great way to stay on top of things.”
“HOLY SHIT it feels good to use. It's incredible how slick and fast the app is. It makes doing my expenses actually kinda fun.”
“I love that I can do my expenses in about 40 seconds per week and then I don't think about them ever again.”
Ready to reach inbox-zero?
For the price of 1 coffee a month. No hidden fees, no ads, cancel anytime.
Why isn't Tender free?
Tender is a bootstrapped, independent business, solely funded by our paying customers. We don't show you ads, sell your data, or take investor funding. Your subscription helps us keep the lights on and build new features.
Tender is currently US only. Join the waitlist for international availability.